Open Enrollment for 2026
Open Enrollment: Monday, November 10 through Friday, November 21, 2025.
Our medical coverage will remain with our current carrier, Blue Cross/Blue Shield of Illinois. Our dental, Group Term Life, LTD and voluntary life coverage will remain with our current carrier, MetLife. Vision coverage will remain with EyeMed. The life, LTD, voluntary life and vision rates will not increase.
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Key Points of Note for 2026
- We are maintaining our health insurance coverage through BC/BS of IL with four plan choice offerings: PPO, HDHP, Blue Advantage HMO and PPO Blue Choice.
- PPO Blue Choice provides lower premium options compared to the regular PPO plan by taking advantage of a narrower network. PPO participants are encouraged to review this option carefully to see if their providers are in the narrower network. Please plan to attend an open enrollment session listed below to learn more.
- Vision care is still included as part of our BC/BS of IL healthcare coverage for the basic PPO, Blue Advantage HMO and HDHP plans. Vision is not included with the PPO Blue Choice plan so we offer an optional vision plan through EyeMed. This vision plan is totally separate from our medical plan and has a separate monthly charge. Vision details will be available in the 2026 Benefits Guide. Here is an as well.
- Benefits enrollment will be managed online through Paycor. Medical, dental, vision and voluntary life decisions will carry over from 2025. If you want the same plans/coverages, no action is required. However, we strongly encourage you to carefully review and confirm all of your plan choices.
- If you are enrolled in a flexible spending account, you must re-enroll for 2026 if you wish to continue. Our vendor is Inspira Financial and enrollment will once again be part of the online process through Paycor. Please note FSA limits for 2026:
- Healthcare FSA: $3,400
- Dependent Care FSA: $7,500
- Reminder: Open Enrollment will not start until November 10, 2025 and all updated elections must be submitted by Friday, November 21, 2025.
2025 Comparison
View the for comparison.
2025-2026 Medical Plan Comparison
Beneficiary Confirmation
Please double check your life insurance beneficiaries while in the Paycor system. To double check and update, please follow the instructions below.
Education Sessions
Please join us for an upcoming meeting to learn about coverage:
| Date | Time | Location |
|---|---|---|
| Friday, November 7 | 10 a.m. | | Passcode: Y9f2U42 |
| Tuesday, November 11 | 11 a.m. | Cusack Board Room, Power Hall |
| Tuesday, November 11 | 2:30 p.m. | Lewis 334 |
| Tuesday, November 18 | 11 a.m. | Crown 340 |
| Tuesday, November 18 | 2:30 p.m. | Crown 340 |
| Wednesday, November 19 | 2 p.m. | | Passcode: vw3Kp3oM |
Network Names for Each Plan
| Plan | Network |
| PPO | Participating Provider Organization (PPO) |
| Blue Advantage HMO | Blue Advantage HMO (ADV) |
| PPO Blue Choice | Blue Choice Options (BCO) |
| HDHP | Participating Provider Organization (PPO) |
Please contact Largo Krouse or Angelique Reda with any questions about the 2026 Open Enrollment.